Another example is shopping around for auto or homeowner’s insurance
They run credit checks to see if you are likely to try and make false claims against the. So every insurance company you do comparative shopping with hits your credit score. I learned this one the hard way while mystery shopping and doing auto insurance inquiries to get paid. It was after about the third hit I was notified by a credit bureau there had been multiple hits to my credit score by the same insurance company, just different offices and they wanted to know if I was the one starting these inquiries.
Needless to say I quit doing the insurance mystery shops.